Privacy Policy
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Corporate Merchant Solutions, Inc

Privacy Policy

This notice of the Corporate Merchant Solutions, Inc. privacy practices ("Privacy Policy") discloses the privacy practices for the Corporate Merchant Solutions service located at The Privacy Policy applies solely to information collected by this web site.

1) Information Collection
Free Equipment Now ("FEN") is the sole owner of the information collected on this site. FEN only can collect and have access to information that you voluntarily give FEN via email, via other direct contact from you, or by other means described below. (For the sake of brevity, we will call such information "Your Information".)

FEN may create a file or cookie on the hard drive of your computer in order to retain information that is used by FEN. These files can be used during your online session to ensure that access to restricted areas of our site (if applicable) is authorized, in order to control certain parameters of your communication session with our site, and to identify sales affiliates who have directed you to our site (if applicable). We do not use these files to monitor the behavior of visitors to our sites.

If a visitor requests pages from FEN, FEN servers enter the visitor's IP address into a log. We do not associate IP addresses with personal information received from visitors. (An IP address is a number assigned to your computer for accessing the internet. All computer identification on the internet is conducted using IP addresses, to allow other computers and servers to recognize and communicate with each other.)

We do not solicit or knowingly accept information from persons under the age of 18.

2) Information Use
FEN will use Your Information for purposes of responding to you and for carrying out the purposes of any agreement or relationship into which you enter with FEN.

FEN may use Your Information to help create, for its internal administrative purposes, summaries or aggregate/derived information databases (i.e., volumes, totals, averages, etc.).

Unless you ask FEN not to, FEN may contact you via email in the future to tell you about specials, new products or services, or changes to this Privacy Policy.

3) Information Sharing
FEN will not rent or sell Your Information to any third party. FEN will not share Your Information with any third party, other than as necessary to fulfill your request, e.g. to facilitate a merchant account approval. The only exception is if FEN is legally required to disclose it, i.e., if FEN is asked to respond to the legal inquiries of a government, a law enforcement authority, or a court of competent jurisdiction. This is a requirement for all entities that collect information over the internet, and is not unique to us.

4) Your Access to and Control Over Your Information
You can do the following at any time by contacting FEN via the email address or phone number given on the FEN website:

* See what data FEN has about you, if any.
* Change/correct any data FEN has about you.
* Express any concern you have about FEN's use of your data.

5) Security
FEN takes precautions to protect Your Information. When you submit sensitive information via the website, Your Information is protected both online and offline.

In terms of offline protection, only FEN employees or FEN's independent contractors who need Your Information to perform a specific job (for example, sales or customer service) are granted access to Your Information. The computers/servers in which FEN stores Your Information are kept in a secure environment.

FEN is not responsible for breaches of privacy if the circumstances of such breach are reasonably beyond FEN's control.

6) Links
FEN may provide links on the web site to other web sites that are not under FEN's control. FEN makes no representation regarding your visits to or other use of such other web sites. We are not responsible for the privacy practices of such other sites.

7) Your Responsibility
You might create or be provided with unique identifiers such as a password and/or pin number which are intended to authenticate your identity when accessing FEN's site and services. Such identifying items are intended to be secret and to be known, possessed, and used only by you. The effectiveness of these mechanisms for authenticating your identity are dependent upon your keeping them in your exclusive possession and protecting them from discovery by others. If you fail to keep such identifying information in your exclusive possession, you bear responsibility for the actions of other persons who use this information to access FEN's site and services (including the services of third parties whose services on your behalf are facilitated by FEN, such as merchant account services). If you lose your unique identifiers, disclose them to someone else, or find that someone else has discovered them, contact FEN.

8) Changes
FEN does not anticipate a change in its policies regarding the use of personal information. However, should FEN, at some future time, change its practices regarding the use of personal information, our customers will be provided an opportunity to choose to be excluded from any such change.

9) Questions and Problems

In the event that a dispute cannot be resolved informally between you and FEN, you and FEN hereby agree that such dispute will be submitted to binding arbitration at the American Arbitration Association.